Ryan Young - Your Portland Loan Pro.

I'll find the best loan and do the right thing for you, every singe time!

My specialty and focus is to educate first time buyers and current homeowners.    My goal is to help you select the best available mortgage product that will meet your financial needs and will offer the best rates and terms for your unique situation.   

When you decide to buy a home or refinance a mortgage, it's a big step. If you're looking for a Local Direct Lender that will help you sort through your options and make the right decision, you've come to the right place.

I've been originating mortgages in Oregon and Washington for over 7 years and have become successful by treating my clients fairly and taking the time to help them make the best decisions.

Being a part of the Summit Mortgage Team allows me to offer a wide range of programs and fund most loans on our in-house bank line.

Because of our strong performance as a company, we can offer extremely competitive rates and fee structures for a variety of loan programs.    We offer the following lending options and typically underwrite and fund these applications in-house, as a direct lender.

• FHA and VA Financing.
• Conventional loans up to 95%.
• 100% financing options for First Time Homebuyers on both Conventional and FHA loans, for eligibile borrowers.
• USDA guaranteed up to 100%.
• Investment property financing.
• Construction loans
• 203k rehab loans
• Commercial lending.

Purchasing a home and navigating your loan options can be a difficult task in this market.   I can help make this simple and straightforward.

Refinancing your current mortgage can be fantastic opportunity to gain short and long savings. It doesn't always mean a mountain of paperwork.  We can make it easy and worry-free to reduce your interest rate and monthly payment.

Please Call me today! 503-757-6263

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.