Meet Ryan Young
I’ve been with Summit Mortgage Corporation since 2007 and originating mortgages since 2003. I grew up in Eugene and attended Oregon State University, graduating in 1998 with a degree in Business Management. In my free time, I enjoy golfing, fly fishing, and following Beaver’s sports.
I’m licensed in Oregon and Washington. I make it my priority to treat my clients fairly, while taking the time to help them make the smartest financial decisions. Being a part of the Summit Mortgage Corporation team allows me to offer a wide range of programs and fund most loans as a direct lender, using our mortgage bank.
My specialty and focus is to educate my clients. I’ve worked with many first-time home buyers, as well as experienced homeowners and investors.
Purchasing A Home
Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.
Need To Refinance?
Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.
We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.
Purchasing or Refinancing in Oregon or Washington?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:
- Conventional Home Loans
- Fixed & Adjustable Rate Mortgages
- Refinancing Home Loans
- Jumbo Home Loans
- Conforming High Balance Home Loans
- Construction & Lot Loans
- Remodel & Rehab Loans
- Residential Investment Loans
- Reverse Mortgages
- Self-Employed Home Loans
- Energy Efficient Mortgages (Green Home Loans)
- EnergySpark Home Loan Program
- FHA Home Loans
- VA Home Loans
- USDA Home Loans
- Good Neighbor Next Door Program
- Home Advantage Loan Program
- House Key Opportunity Loan Program
- Niche Products
I highly recommend Ryan Young and his team at Summit Mortgage [Corporation]… Ryan walked me through each step and explained things in a way that helped me understand the details. He was always respectful, and I felt very comfortable that I was working with a competent professional. He kept me constantly updated on the process and reminded me when there was something I needed to attend to on my part. He was readily available whenever I called with questions… My mortgage went through quickly and easily compared to past experiences that I have had, and I am now happily unpacking in my lovely new home and starting my retirement years with peace of mind. Thank you, Ryan!!
Ryan played a huge part in me being able to successfully purchase my first home. He was able to answer any questions that I had regarding the purchasing process and he did an amazing job finding the right loan that worked for me. We explored multiple loan options during the process and I’m confident that Ryan helped find the best one. I have recommended Ryan to friends and family and will continue to do so when asked about mortgage options in the future.
As a real estate agent, I have the opportunity to work with many lenders but I always encourage my clients to talk with Ryan and so far every single client has chosen to stay with him. He’s not only professional and highly ethical, but personable as well. The thing I respect the most is that he is always accessible and knowledgeable. Real estate is not a Monday through Friday 9 to 5 job. It’s 9:00 at night and Sunday afternoons [job], and Ryan always answers the phone and makes himself available to make sure that our clients have everything that they need at all times. He makes each and every one of my clients feel as though they are the most important client he has ever had.