Meet Ryan Young
I’ve been with Summit Mortgage Corporation since 2007 and originating mortgages since 2003. I grew up in Eugene and attended Oregon State University, graduating in 1998 with a degree in Business Management. In my free time, I enjoy golfing, fly fishing, and following Beaver’s sports.
I’m licensed in Oregon and Washington. I make it my priority to treat my clients fairly, while taking the time to help them make the smartest financial decisions. Being a part of the Summit Mortgage Corporation team allows me to offer a wide range of programs and fund most loans as a direct lender, using our mortgage bank.
My specialty and focus is to educate my clients. I’ve worked with many first-time home buyers, as well as experienced homeowners and investors.
Purchasing A Home
Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.
Need To Refinance?
Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.
We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.
Purchasing or Refinancing in Oregon or Washington?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:
- Conventional Home Loans
- Fixed & Adjustable Rate Mortgages
- Refinancing Home Loans
- Jumbo Home Loans
- Conforming High Balance Home Loans
- Construction & Lot Loans
- Remodel & Rehab Loans
- Residential Investment Loans
- Reverse Mortgages
- Self-Employed Home Loans
- Energy Efficient Mortgages (Green Home Loans)
- EnergySpark Home Loan Program
- FHA Home Loans
- VA Home Loans
- USDA Home Loans
- Good Neighbor Next Door Program
- Home Advantage Loan Program
- House Key Opportunity Loan Program
- Niche Products
My husband and I really enjoyed working with Ryan on getting our financing for our first home figured out! He was genuine and honest…He helped us understand important ideas without making us feel swindled and without boring us to death. I truly appreciated his work on this with us.
As a real estate agent, I have the opportunity to work with many lenders but I always encourage my clients to talk with Ryan and so far every single client has chosen to stay with him. He’s not only professional and highly ethical, but personable as well. The thing I respect the most is that he is always accessible and knowledgeable. Real estate is not a Monday through Friday 9 to 5 job. It’s 9:00 at night and Sunday afternoons [job], and Ryan always answers the phone and makes himself available to make sure that our clients have everything that they need at all times. He makes each and every one of my clients feel as though they are the most important client he has ever had.
It was a sincere pleasure working with Ryan and Nayeli. I always felt like I was in good hands with them. This was my first mortgage and they were very patient and detailed. I would absolutely recommend them again!